If you are at risk of losing your home, bankruptcy may be a solution to eliminate debt and stop a foreclosure. A Chapter 7 bankruptcy includes the automatic stay. This stay will temporarily prevent a foreclosure, stop a wage garnishment, or vehicle repossession. The Arizona bankruptcy law is complicated, and each financial situation is different, so we encourage you to contact Chapter Bankruptcy Lawyers in order to successfully eliminate debt and stop a foreclosure. In a Chapter 13 repayment plan, you may keep your house through a plan payment.