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    Chapter 7 bankruptcy is the type of bankruptcy that virtually wipes the slate clean of unsecured debt including: (credit cards, medical debt, non-secured personal loans and lines of credit, amounts owed on leases, amounts owed after vehicle repossessions and more). Keep in mind, an individual or couple must qualify for chapter 7 to get chapter 7 relief. Our bankruptcy attorneys in Tempe, Phoenix, and Mesa are experienced professionals who will determine, not only if you are a candidate for chapter 7 debt relief, but also, given your current state of affairs, how it would effect you.

    CHAPTER 13

    Arizona Chapter 13 bankruptcy attorney with affordable fees and experience. 

    Filing a Chapter 13 bankruptcy is a great form of debt relief that many people in Arizona use to save their home.  Learn more about bankruptcy and Chapter 13 bankruptcy foreclosure in Phoenix and Arizona.  Keep in mind, not everybody qualifies to file for chapter 13 bankruptcy relief, however, many people do.  Contact our Arizona Chapter Bankruptcy attorneys to see if declaring Chapter 13 bankruptcy may help you with your debt relief need. 



    Filing chapter 7 bankruptcy in Arizona means that you must pass the Arizona Bankruptcy Means Test. The means test determines whether your income is low enough for you to file for Chapter 7 bankruptcy in Arizona.


    Seven or Thirteen?

    13 or 7?

    When you have a choice, how do you decide which chapter of bankruptcy works best?


    When your wages are being garnished, it threatens your net pay, and it affects your professional career.  To explore what options can bring an immediate end to wage garnishment, it is wise to consult with our Arizona debt relief experts.  Contact Chapter Bankruptcy Lawyers for a free debt evaluation.


    Emergency bankruptcy filings are sometimes a necessity.  Our Chapter Bankruptcy Services provide Emergency Bankruptcy Services in Arizona.  Occasionally, emergent situations arise that require that you file bankruptcy right away!

    Debt Relief is needed by many people in Phoenix, Mesa, and Tempe, AZ and throughout Maricopa County.  Thus, if you find yourself in tough financial straights or in over your head with debt, you should contact our Arizona debt relief attorney. 


    Save Your home.  Filing for bankruptcy protection in Arizona can help you save what is important to you and your family.  We give professional advice whether or not bankruptcy is the best option for your debt relief needs.  Contact our Chapter Bankruptcy Law office for a free consultation.

    The meeting of creditors, is also called a 341 hearing. It is called a 341 hearing because the hearing is required by section 341 of the Bankruptcy Code.  The 341 hearing is where you meet with the bankruptcy trustee in your bankruptcy case. The hearing gives your creditors an opportunity to be heard.


    What debt is discharged in a bankruptcy?  When discharging debts by filing bankruptcy, our Arizona bankruptcy attorneys are usually referring to a Chapter 7 bankruptcy. Typically, an Arizona Chapter 13 bankruptcy involves a restructuring of debt rather than a discharge of the debt.  


    Chapter Bankruptcy Law offers the most unique and client-centered pricing in Arizona. We can file your Chapter 7 case for $0 in legal fees before filing.

    We can file your Chapter 13 case as low as $190 in legal fees before filing.





    Getting a fresh financial start and wiping out debt begins with a FREE CONSULTATION and debt evaluation with our experienced Arizona Bankruptcy attorney. Chapter Bankruptcy Lawyers offers expert legal representation and $0 down to file your bankruptcy.

    • Chapter 7 Bankruptcy • Chapter 13 Bankruptcy  • Eliminate Debt with $0 Down • Free Debt Evaluation • Experienced, Trusted Attorney

    After evaluating your debt, our attorney will recommend the best means by which to wipe out your debt. Next, upon qualifying for our program, you pay $0 down for legal fees. A payment arrangement is agreed upon in order to make low monthly payments for post-filing costs. 


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      If you experience debt that affects your personal, professional, or family life, you may want to consider bankruptcy as an option for debt relief. Call our experienced Arizona bankruptcy law firm for assistance. Chapter Bankruptcy Lawyers will represent your rights and use knowledge of the law to take full advantage of bankruptcy exemptions. We will protect your property, stop a wage garnishment, and eliminate credit card debt. Our legal services start with your first step toward a future free of debt and debt stress. Therefore, our bankruptcy team will represent you each step in the process and advise you on your best options for wiping out your debt.

      Furthermore, our firm takes pride in communication with clients and successful guidance through the process. We understand that dealing with stress and considering bankruptcy is difficult, and we assure you that we are here to help you achieve financial freedom, no matter your reasons for filing bankruptcy.


      Chapter Bankruptcy Law is excellent. I have received only the best advice from them regarding my bankruptcy inquiries. Both my attorney and paralegal have exemplified professionalism and a heartfelt willingness to service and extend support to their clients. They made a nerve-wrenching experience comfortable, brought hope and closure to an ugly situation. I most definitely recommend Chapter Bankruptcy to anyone requiring the assistance from an Arizona Bankruptcy Lawyer.



      CBL is a very kind and caring bankruptcy law firm. Their staff, so kind and loving, literally saved me from going to the ER by answering a single question. My Attorney Ryan saved me a great deal of money. He didn’t have to do that.

      I will recommend him and his staff to everyone I know because they really care about people’s lives. Thank you very much. Sincerely,

      Bailey P.


      I spoke with Chapter Bankruptcy yesterday about a personal financial concern that recently surfaced. I just want to say that they were great … I was offered so much advice during a 30 minute FREE consultation, that I came out of the meeting with a complete understanding of my options. I then realized that I did NOT owe the attorney anything. I never thought I would find an attorney that would advise me against spending my money on him, but I did. This firm is first rate.

      Matt F, Mesa, Arizona


      I would like to sincerely say “THANK YOU!!!” for the help, good advice, and assistance in filing the bankruptcy case for me. I know it’s your job to file bankruptcy cases and you get paid to do the kind of service, but a “BUSINESS WITH A HEART” is rare nowadays – and that is precisely why I am very grateful to have you guys handle my case. I am not proud of filing for bankruptcy, given the unfortunate circumstances that happened to me since my transition from military to civilian. As a disabled veteran, the help and sincere assistance I got from you could not have come from a better time and place than now with your team and company! I would be more than willing to give positive testimony to your amazingly heartfelt services in reviews online (which is how I found out and decided so to go for).

      Zeus D.



        4500 S Lakeshore Drive Suite 300
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