How the Automatic Stay works in bankruptcy
All attempts by creditors to collect a debt
Harassing phone calls and collection activites
When Filing Bankruptcy
Emergency Bankruptcy and the Automatic Stay
The Automatic Stay is effective when immediate action is needed. For example, in the case of a foreclosure, repossession, or wage garnishment, an emergency bankruptcy filing may be necessary. Upon filing, the Automatic Stay works in the best interest of the debtor when facing emergency debt situations.
In addition, certain debt collections including some tax debt, child support, or criminal restitution debt may not be stopped or stalled by the Automatic Stay. Therefore, it is best to contact Chapter Bankruptcy Lawyers and schedule a free debt evaluation and consultation with an attorney to determine if an Automatic Stay will help your specific case.
Furthermore, if you file a Chapter 7 bankruptcy and are behind on mortgage or vehicle payments, a creditor may petition the court to remove the Automatic Stay in order to proceed with a foreclosure or garnishment. Thus, another reason to have the expert legal representation of Chapter Bankruptcy Lawyers. Typically, there is a period of time to respond to this petition. Depending if you want to keep the property, your attorney can advise you if Chapter 7 or 13 would best benefit you.
BEGIN FILING FOR $0 DOWN
Getting a fresh financial start and wiping out debt begins with a FREE CONSULTATION and debt evaluation with our experienced Arizona Bankruptcy attorney. As a result, Chapter Bankruptcy Lawyers offers expert legal representation and $0 down to file your bankruptcy.
• Chapter 7 Bankruptcy • Chapter 13 Bankruptcy • Eliminate Debt with $0 Down • Free Debt Evaluation • Experienced, Trusted Attorney
After evaluating your debt, our attorney will recommend the best means by which to wipe out your debt. Next, upon qualifying for our program, you pay $0 down for legal fees. A payment arrangement is agreed upon in order to make low monthly payments for post-filing costs.