Credit Card Debt

Experienced Arizona Credit Card Debt Attorney

If your life is being affected by out of control credit card debt, call Chapter Bankruptcy Lawyers to find out how bankruptcy protection is an effective way to eliminate the debt. If obligations to credit card debt cannot be fulfilled, and the amount owed has accumulated so great that payments are missed, call our law firm to consult with a credit card debt lawyer. An attorney can help you evaluate and address your debt, and offer assistance if your credit card debt has resulted in collection activity including:

• Lawsuits
• Wage garnishment
• Bank account attachment
• Non-stop collection calls and harassing collection activity
• Home lien

Additionally, bankruptcy offers a solution to wiping out credit card debt obligations. Thus, an attorney at Chapter Bankruptcy Lawyers can evaluate your debt by representing your rights and your best personal financial interests. Specifically, our lawyers are experts in legal representation, and knowledgable in the Arizona bankruptcy law. If bankruptcy is not the best action for your credit card debt relief, we will also provide you with options.

In fact, the most common type of bankruptcy filed is Chapter 7. Typically, under Chapter 7, all unsecured debts from credit cards can be discharged, or wiped out.

Eliminate Credit Card Debt

How can you eliminate most of credit card debt, medical bills, bank, finance company, and credit union loans? This means you can eliminate these kinds of unsecured debts in a Chapter 7 bankruptcy.  After a Chapter 7 bankruptcy process is complete and a discharge is granted to a client, there is no obligation to pay back the debt.  This means the debt is wiped out permanently.  It also eliminates any interest on the debt in a Chapter 7 bankruptcy.

The bankruptcy laws and code were devised to give citizens a means to get out of overwhelming debt. The fresh start that a bankruptcy provides allows for people to get back on track to a productive financial future.